ActiveSingleFamilyResidence

402 Lotone Street

Monrovia, CA, 91016

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$1,190,000

MLS: P1-26471

Beds

3

Baths

3

Sq Ft

1,402

Lot

0.16 ac

Year Built

1953

MLS #

P1-26471

Days on Market

26

Listed

Mar 27, 2026

Description

Nestled in a woodsy setting and surrounded by breathtaking mountain views, this beautifully remodeled 2 bedroom 2 bath with an attached jadu offers the perfect blend of comfort, nature, and versatility. Thoughtfully updated with modern finishes, the main residence features an open and inviting layout, abundant with natural light, and a seamless connection to the attached jadu and outdoors. The beautiful kitchen has been finished with quartz countertops, stainless steel microwave and range overlooking the living room with a cozy fireplace that is perfect for entertaining. Separate laundry area with access to the backyard. The master bedroom has casement windows and the master bath will have you feeling like you are at your own private retreat. Down the hall is the 2nd bedroom also with casement windows and next to the main bath which has also been beautifully redone with double custom vanities. The attached jadu adds incredible value and flexibility ideal for extended family, creative space, guests or rental income with access from the inside of the main house and its own separate entrance as well. Step outside to the newly landscaped yard and immerse yourself in nature, with scenic hiking trails just moments away and a peaceful, environment all around. This is more than a home-it's a lifestyle, where tranquility meets convenience and everyday feels like a getaway.

Location

Monrovia, Los Angeles County, CA 91016

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Listed by: Ernesto Ramos · Keller Williams Real Estate Services

Payment estimate

$8,566

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $119,000 · Loan: $1,071,000

%
Principal & Interest
$6,580
Property tax (1.25%)
$1,240
Homeowners insurance
$300
Mortgage insurance
$446
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Monrovia home with as little as 3.5% down using an FHA loan — roughly $41,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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