PendingSingleFamilyResidence

40218 Village 40

Camarillo, CA, 93012

1 / 44View all 44 photos

$865,000

MLS: V1-35449

Beds

2

Baths

2

Sq Ft

1,829

Lot

0.05 ac

Year Built

1981

MLS #

V1-35449

Days on Market

5

Listed

Mar 27, 2026

Description

Discover one of the most desirable homes in Leisure Village! This spacious La Jolla model at 40218 Village 40 offers the largest floor plan in Camarillo's premier 55+ gated senior community. With approximately 1,829 square feet, this single-story home features 2 bedrooms, 2 bathrooms, a large study/den, indoor laundry, and a 2-car garage -- perfect for comfortable, low-maintenance living.Step inside and enjoy beautiful wood floors in most of the home and new carpet in the bedrooms for a fresh, updated feel. The updated kitchen and bathrooms provide modern convenience and style, while newer windows and nice shutters add energy efficiency and a polished look. A skylight floods the interior with natural light, creating a bright and welcoming atmosphere. Outside, relax on the **nice patio** enclosed by an attractive slump stone wall -- ideal for morning coffee, gardening, or quiet evenings.This well-maintained La Jolla model is clean, move-in ready, and thoughtfully upgraded throughout. It's the perfect blend of space, comfort, and modern touches in a highly sought-after senior community.Leisure Village is far more than just a place to live -- it's an active, resort-style 55+ community designed for enjoyment and connection. Residents love the incredible array of on-site amenities, including an Olympic-size heated swimming pool and hot tub, fitness center, 18-hole par-3 golf course, wood shop, plus tennis, pickleball, and over 60 clubs and social activities. Whether you enjoy swimming laps, crafting in the wood shop, playing golf with neighbors, or joining fun events, there's always something exciting happening. The beautifully landscaped grounds and guard-gated entrance provide security and a welcoming, vacation-like atmosphere every single day.Located in desirable Camarillo, California, you're minutes from excellent shopping, dining, medical facilities, and scenic coastal drives. Enjoy the mild Ventura County climate while being part of a friendly, engaged senior community where new friendships form naturally.

Location

Camarillo, Ventura County, CA 93012

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Listed by: McKay Barlow · Barlow Realty

Payment estimate

$6,309

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $86,500 · Loan: $778,500

%
Principal & Interest
$4,783
Property tax (1.25%)
$901
Homeowners insurance
$300
Mortgage insurance
$324
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $30,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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