Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

40258 Narrow Lane

Big Bear Lake, CA, 92315

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$1,099,000

MLS: PW25134388

Beds

4

Baths

4

Sq Ft

4,170

Lot

0.19 ac

Year Built

1994

MLS #

PW25134388

Days on Market

280

Listed

Jun 16, 2025

Description

Incredible LAKEVIEW from this huge custom residence located on a lovely small cul de sac. Awesome upgrades include owned solar system (owner has no electric bill!), oversized tankless water heater and full house water filter system, central A/C, quick full house vent system for instant cooling, and luxury fireplace insert. The primary suite is on the main level with a beautiful bathroom and spacious walk in closet. There is a large guest bedroom and second full guest bathroom on the main level. The star of the show is the immense great room with soaring cathedral ceilings, expansive center island kitchen w/ both gas range, second electric cooktop and oven, granite counters and LAKEVIEWS! This is the home to entertain your guests with fun lakeview bar in the greatroom, unbeatable views from the living, dining rooms and decks. Downstairs there is a fabulous game room with pool table, antique bar, dart board, tv area and half bath. Also, downstairs are two more generously sized guest bedrooms and another full bath. The upper and lower decks are "trek" decks and both have views of the lake. This is the house to watch the fireworks on 4th of July! 40258 Narrow Lane is clean as a whistle, has been immaculately maintained and will sell furnished per inventory list. It has not been a vacation rental but would sleep 12-14 easily. Carpet is in wonderful condition but seller will offer a $20,000 carpet allowance if buyer wishes to change the color.

Location

Big Bear Lake, San Bernardino County, CA 92315

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Listed by: Hudson Wilson · RE/MAX BIG BEAR

Payment estimate

$7,934

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $109,900 · Loan: $989,100

%
Principal & Interest
$6,077
Property tax (1.25%)
$1,145
Homeowners insurance
$300
Mortgage insurance
$412
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $38,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Big Bear, CA 92315 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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