Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

403 E 2nd Street

Oxnard, CA, 93030

1 / 6View all 6 photos

$539,900

MLS: V1-32996

Beds

2

Baths

1

Sq Ft

552

Lot

0.05 ac

Year Built

1946

MLS #

V1-32996

Days on Market

120

Listed

Oct 22, 2025

Description

This beautifully remodeled 2-bedroom, 1-bath home offers comfort, style, and incredible value. Perfectly maintained and move-in ready, it's ideal for first-time homebuyers or investors seeking a turnkey rental opportunity. Step inside this cozy, fully renovated home featuring a bright and open layout, updated flooring, modern kitchen finishes, and a refreshed bathroom. Every detail has been thoughtfully designed to blend functionality with charm. The property is in excellent condition, reflecting true pride of ownership.Convenient access to schools, shopping, and major routes.Easy to Show - Seller occupies the property and is ready to relocateThis home is priced to sell and won't last long! Contact the listing agenttoday to schedule your private showing.

Location

Oxnard, Ventura County, CA 93030

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Listed by: Veronica Gomez · Houstir INC

Payment estimate

$4,050

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $53,990 · Loan: $485,910

%
Principal & Interest
$2,986
Property tax (1.25%)
$562
Homeowners insurance
$300
Mortgage insurance
$202
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $18,897 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Oxnard, CA 93030 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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