4040 Stetson Avenue
Rosamond, CA, 93560
$489,900
MLS: 26003906
Beds
4
Baths
3
Sq Ft
1,805
Lot
0.25 ac
Year Built
1990
MLS #
26003906
Days on Market
0
Listed
May 15, 2026
Description
Breathe deeply... you're home! Finally, a 4 bedroom 3 bath home that has it all! Enter through the gated paved courtyard to the open entryway with dramatic curved staircase. The formal living room and dining room area is to the side with vaulted ceilings and wood flooring. The bright kitchen features granite counters, custom lighting, stainless appliances, lots of storage and eat-in area! The family room features an upgraded large fireplace surrounded by a magnificent custom stacked rock wall and hearth! The kitchen, nook and family room all flow together for a comfortable enjoyable area that has views of the delightful rear yard! Finishing out the downstairs area, you will find a convenient bedroom and full bathroom and laundry area! Upstairs you will find the spacious primary suite with updated bathroom, two additional bedrooms and full bath. The rear yard is an absolute joy featuring custom wood patios, landscaped areas with an area perfect for a garden, a shed, paved, gated RV access and more! 3 car garage. See this one now!
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Maggie Ward · Maggie Ward Realty
Payment estimate
$3,638
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,990 · Loan: $440,910
- Principal & Interest
- $2,746
- Property tax (1%)
- $408
- Homeowners insurance
- $300
- Mortgage insurance
- $184
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $17,147 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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