4047 Golden Terrace Lane
Chino Hills, CA, 91709
$1,658,000
MLS: CV26041290
Beds
4
Baths
5
Sq Ft
3,412
Lot
0.20 ac
Year Built
2007
MLS #
CV26041290
Days on Market
4
Listed
Apr 16, 2026
Description
This beautiful upgraded and well maintained home in the gated Ridgegate community of Chino Hills, this well-designed 4-bedroom, 4.5-bath home offers 3,412 sqft of living space on a premium 8,729 sqft corner lot. Upon entry, you are welcomed by a spacious living room and formal dining area, creating an open and inviting setting for gatherings. The family room with fireplace and media center. The gourmet kitchen with center island, granite counter tops, walk-in pantry, KitchenAid stainless-steel appliances, including 6-burner cooktop, built-in microwave, oven and dishwasher. The main level features a private bedroom suite, ideal for guests or multi-generational living. Upstairs with a large versatile loft providing additional living space, perfect for a secondary family area, office, playroom or can be easily converted to the 5th bedroom. The large primary suite offers a comfortable retreat area filled with natural light, a private balcony and a large walk-in closet. Primary bathroom with dual sinks, bathtub and separate shower with frameless glass enclosures. Two additional en-suite bedrooms are thoughtfully arranged for privacy and convenience. Other notable features including new vinyl flooring in living room, family room and downstairs bedroom, wood shutters, custom two-tone paint, upstairs laundry with sink. Professionally landscaped gardens, the lovely courtyard is a good connection of indoor-outdoor flow and flexibility for entertaining. The large back yard and side yard—enhanced by the corner lot positioning—adds valuable outdoor space rarely found in the community. In the prestigious gated Ridgegate community, excellent Chino Hills schools.
Location
Chino Hills, San Bernardino County, CA 91709
Open on Google Maps ↗Listed by: Alex Zhao · RE/MAX MASTERS REALTY
Payment estimate
$11,817
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $165,800 · Loan: $1,492,200
- Principal & Interest
- $9,168
- Property tax (1.25%)
- $1,727
- Homeowners insurance
- $300
- Mortgage insurance
- $622
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $58,030 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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