4047 Obsidian
San Bernardino, CA, 92407
(No pictures available yet)
$730,000
MLS: CV26092717
Beds
4
Baths
4
Sq Ft
2,649
Lot
0.12 ac
Year Built
2014
MLS #
CV26092717
Days on Market
8
Listed
May 4, 2026
Description
This turn key home is situated in the highly desirable community of Rosena Ranch. Step into this spacious 2,649 sq ft. home offering 4 bedrooms and 4 bathrooms, thoughtfully designed for comfort and versatility. The open-concept great room features a cozy gas fireplace and flows seamlessly into the kitchen, complete with granite counters, stainless steel appliances, gas stove, microwave, dishwasher, and a convenient breakfast bar-perfect for everyday living and entertaining. The home showcases a blend of tile flooring, carpet and wood laminate throughout. A desirable main floor mother-in-law suite provides flexibility for guests or multi generational living. Upstairs, the expansive primary suite includes a walk-in closet, soaking tub , double sinks, picturesque mountain views and a relaxing retreat like atmosphere. Also on the second floor there are two additional bedrooms a full bathroom and a laundry room. Additional highlights include a new HVAC system, tankless water heater, plantation shutters, recessed lighting, and energy efficient solar. The tandem 3 car garage features epoxy flooring and storage shelves. Step outside to enjoy a beautifully designed backyard featuring a built in barbeque, gas fire pit, and a large outdoor big screen TV with a protective weather cover-perfect for entertaining while taking in scenic mountain views. Located in a community offering resort-style amenities including a pool, spa, clubhouse, and gym. This home combines modern convenience with elevated living. VA loan may be assumable!!
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Collette Albanese · EXP REALTY OF CALIFORNIA INC
Payment estimate
$5,491
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $73,000 · Loan: $657,000
- Principal & Interest
- $4,157
- Property tax (1.25%)
- $760
- Homeowners insurance
- $300
- Mortgage insurance
- $274
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $25,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This San Bernardino property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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