PendingSingle Family Residence

4048 Saddle Drive

Palmdale, CA, 93551

1 / 8View all 8 photos

$748,990

MLS: 25007595

Beds

4

Baths

3

Sq Ft

2,734

Lot

0.29 ac

Year Built

2025

MLS #

25007595

Days on Market

180

Listed

Sep 29, 2025

Description

Lot 3 - New construction, single story. City Ventures newest community in Palmdale. This home features 4 bedrooms and direct access two car garage. Home features recessed LED lighting, solar panel system and more. Photos are of the model home for reference and not the actual home for sale.

Location

Palmdale, Los Angeles County, CA 93551

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Listed by: Luis Orellana · City Ventures Construction, Inc.

Payment estimate

$5,503

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $74,899 · Loan: $674,091

%
Principal & Interest
$4,142
Property tax (1.25%)
$780
Homeowners insurance
$300
Mortgage insurance
$281
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $26,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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