405 Pearl Street
Redondo Beach, CA, 90277
$1,899,950
MLS: OC26069646
Beds
4
Baths
2
Sq Ft
1,884
Lot
0.07 ac
Year Built
1961
MLS #
OC26069646
Days on Market
1
Listed
Apr 3, 2026
Description
Location, Location, Location! This beautiful two story single-family 4-bedroom, 2-bathroom home located near the Redondo Beach Pier offers comfortable living in one of the South Bay’s most desirable coastal neighborhoods. The home features a bright, functional layout with plenty of room for everyday living and entertaining. The kitchen opens to the main living areas, creating a welcoming space for meals, homework, and family time. The primary bedroom and bathroom located upstairs provides a private retreat. Three bedrooms and bathroom located downstairs offer great options for kids, guests, or a home office. The balcony is perfect for relaxing, barbecuing or enjoying the ocean breeze. Walking distance to the beach, pier, parks, restaurants, shops. This home is located in one of the top 10 best School Districts in Los Angeles County.
Location
Redondo Beach, Los Angeles County, CA 90277
Open on Google Maps ↗Listed by: David Piechocki · David Piechocki, Broker
Payment estimate
$13,498
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $189,995 · Loan: $1,709,955
- Principal & Interest
- $10,506
- Property tax (1.25%)
- $1,979
- Homeowners insurance
- $300
- Mortgage insurance
- $712
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Redondo Beach home with as little as 3.5% down using an FHA loan — roughly $66,498 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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