405 S Bluff
Montebello, CA, 90640
$850,000
MLS: SR26044300
Beds
3
Baths
2
Sq Ft
1,779
Lot
0.14 ac
Year Built
1985
MLS #
SR26044300
Days on Market
21
Listed
Mar 12, 2026
Description
Located in a well-established neighborhood of Montebello, this 3-bedroom, 2-bathroom home offers approximately 1,779 sq ft of living space on a generous lot — presenting an excellent opportunity for buyers ready to bring their vision to life. Built in 1985, the home features a functional floor plan with spacious living and dining areas, ample natural light, and well-proportioned bedrooms. While the property does require some TLC, it provides the perfect canvas for renovation, customization, or investment potential. The sizable backyard offers room for outdoor entertaining, landscaping upgrades, or future expansion possibilities. With a little creativity and updating, this property can truly shine. Conveniently situated near shopping, dining, parks, and major freeways — and just minutes from The Shops at Montebello — this home combines location with opportunity.
Location
Montebello, Los Angeles County, CA 90640
Open on Google Maps ↗Listed by: Nicole Stinson · Estate Realty Group, Inc.
Payment estimate
$6,204
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,000 · Loan: $765,000
- Principal & Interest
- $4,700
- Property tax (1.25%)
- $885
- Homeowners insurance
- $300
- Mortgage insurance
- $319
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Montebello home with as little as 3.5% down using an FHA loan — roughly $29,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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