405 Sheridan
Big Bear City, CA, 92314
$334,990
MLS: SW26006703
Beds
2
Baths
1
Sq Ft
660
Lot
0.19 ac
Year Built
1965
MLS #
SW26006703
Days on Market
24
Listed
Jan 11, 2026
Description
Assumable loan*** Welcome to this beautifully updated mountain retreat located in Big Bear City, just minutes from downtown Big Bear, ski resorts, shopping, and dining. Nestled at the end of a quiet cul-de-sac, this 2-bedroom, 1-bath home offers exceptional privacy with expansive forestry views and no immediate neighboring homes. Room for ADU and great property for short term rentals it once was. The well-designed floor plan features tasteful updates throughout, creating a warm and inviting space ideal for full-time living, a vacation getaway, or an investment opportunity. Enjoy mountain living at its finest from the wraparound front deck, perfect for taking in the serene surroundings and fresh alpine air. Situated on an oversized lot, the property offers ample outdoor space with potential for additional parking and possible future garage construction (buyer to verify with local jurisdiction). This tranquil setting provides a true escape from the hustle and bustle of city life while remaining conveniently close to all that Big Bear has to offer. A rare opportunity to own a private mountain property with views, space, and location.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Nicholas Brown · Sundance Realty
Payment estimate
$2,627
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $33,499 · Loan: $301,491
- Principal & Interest
- $1,852
- Property tax (1.25%)
- $349
- Homeowners insurance
- $300
- Mortgage insurance
- $126
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $11,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Big Bear City property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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