4056 Cochran Street
Simi Valley, CA, 93063
$925,000
MLS: V1-35197
Beds
3
Baths
3
Sq Ft
2,676
Lot
0.23 ac
Year Built
1961
MLS #
V1-35197
Days on Market
4
Listed
Mar 16, 2026
Description
Welcome to this spacious single level 3 bedroom, 3 bath home offering a well designed layout ideal for both everyday living and entertaining. Upon entry, you're greeted by a formal living room that flows seamlessly into the home's heart: the open concept kitchen, dining, and family room.The expansive kitchen features beautiful wood flooring, a large center island with a gas cooktop, eat bar seating, wood cabinetry, a freestanding range and refrigerator, and a built-in dishwasher. The kitchen opens effortlessly to the dining area, which also showcases wood floors and a generous bar, perfect for gatherings. The adjacent family room continues the wood flooring and features sliding glass doors that open to a covered backyard patio, creating an inviting indoor, outdoor living experience.A hallway off the kitchen leads to the private bedroom wing. The first bathroom offers a walk-in shower and convenient access for guests. The spacious primary suite serves as a true retreat, featuring wall to wall carpeting, a ceiling fan, two walk-in closets, and an ensuite bathroom with a bathtub and shower. The second bedroom includes its own ensuite bathroom, wall to wall carpet, and a ceiling fan, while the third bedroom offers wood flooring, a ceiling fan, and two closets for added storage.With its single level design, generous living spaces, and thoughtful layout, this home offers comfort, functionality, and a seamless flow for modern living.
Location
Simi Valley, Ventura County, CA 93063
Open on Google Maps ↗Listed by: Jose Luiz Morales · eXp Realty of California Inc
Payment estimate
$6,725
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $92,500 · Loan: $832,500
- Principal & Interest
- $5,115
- Property tax (1.25%)
- $964
- Homeowners insurance
- $300
- Mortgage insurance
- $347
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $32,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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