40985 174th Street
Lancaster, CA, 93535
$374,874
MLS: 26001182
Beds
3
Baths
2
Sq Ft
1,320
Lot
0.68 ac
Year Built
1987
MLS #
26001182
Days on Market
70
Listed
Feb 12, 2026
Description
Another Lake LA hidden gem! Amazing three bedrooms, two bathrooms home with one of the most popular floorplans out there. This house is located in a very desirable part of town & waiting to showcase its true potential. The entrance leads into an open & spacious living room with a cozy wood-burning rock fireplace. Take notice of the vaulted ceiling with ceiling fans throughout. The upgraded kitchen features lots of storage space within several handcrafted custom cabinets. New modern sink & faucet with dazzling granite counters highlight the cozy breakfast bar in front. This home features 3 spacious bedrooms and 2 full bathrooms - all with custom cabinet craftsmanship. Brand new carpet just installed throughout the house & new flooring in both bathrooms. Brand new paint in all bedrooms & bathrooms. Settled on low maintenance .68 acre lot with plenty of storage space for your RV and any other toys you may have. Great out building with even more storage space and an attached lift crane. Don't let this incredible opportunity pass you by, get your offers in today!
Location
Lancaster, Los Angeles County, CA 93535
Open on Google Maps ↗Listed by: Jason Bruce · Jason Bruce, Broker
Payment estimate
$2,904
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,487 · Loan: $337,387
- Principal & Interest
- $2,073
- Property tax (1.25%)
- $390
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $13,121 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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