410 W M Street
Colton, CA, 92324
$399,000
MLS: IV26059612
Beds
2
Baths
1
Sq Ft
576
Lot
0.17 ac
Year Built
1913
MLS #
IV26059612
Days on Market
26
Listed
Mar 19, 2026
Description
Step into a beautifully reimagined 2-bedroom, 1-bathroom home, thoughtfully taken down to the studs and rebuilt with modern style and peace-of-mind upgrades—an exceptional opportunity for a first-time buyer seeking comfort, style, and long-term value. This turnkey residence lives like a brand-new home, offering fresh finishes and updated systems throughout. Enjoy the light-filled interior featuring all-new windows and luxury vinyl plank flooring that adds durability and contemporary appeal. The stunning brand-new kitchen showcases quartz countertops, stainless steel appliances, new cabinetry, and a clean, modern design perfect for everyday living and entertaining. Both bedrooms offer comfortable spaces, and the updated bathroom blends fresh finishes with functional design. The spacious lot provides room to grow, garden, or even add an ADU for potential rental income. With its prime location, you’ll enjoy convenient access to nearby freeways, shopping, dining, and local amenities. This home is the perfect blend of quality, location, and value—making it an ideal choice for first-time buyers ready to step into homeownership with confidence.
Location
Colton, San Bernardino County, CA 92324
Open on Google Maps ↗Listed by: LISA ANDRE · COLDWELL BANKER REALTY
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Colton home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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