PendingSingle Family Residence

41076 Riverock Lane

Palmdale, CA, 93551

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$629,900

MLS: 26002271

Beds

4

Baths

3

Sq Ft

2,260

Lot

0.36 ac

Year Built

1996

MLS #

26002271

Days on Market

36

Listed

Mar 19, 2026

Description

Stunning Home Located in the Stonegate Gated Community in West Palmdale ! This move-in ready home offers four spacious bedrooms and three full bathrooms, with three of the bedrooms featuring large walk-in closets. Downstairs, you'll find a versatile bonus room perfect for a home gym, office, or flex space to fit your lifestyle. The upgraded kitchen showcases beautiful finishes and stainless steel appliances, with the refrigerator, washer, and dryer all included for your convenience. Situated on a desirable corner lot, the property features a huge backyard with endless potential, ideal for entertaining or creating your dream outdoor space. There is also ample RV access with room for both an RV and a boat. Residents of Stonegate also enjoy access to a private community park, perfect for evening walks, letting the kids play, walking your dogs, or enjoying relaxing picnics. This home truly offers space, functionality, and lifestyle all in one. Call for your private showing today!

Location

Palmdale, Los Angeles County, CA 93551

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Listed by: Megan Bohannan · Luxury Collective

Payment estimate

$4,676

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $62,990 · Loan: $566,910

%
Principal & Interest
$3,483
Property tax (1.25%)
$656
Homeowners insurance
$300
Mortgage insurance
$236
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $22,047 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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