412 Kern Street
Taft, CA, 93268
$199,000
MLS: SR26011065
Beds
3
Baths
2
Sq Ft
1,105
Lot
0.07 ac
Year Built
1910
MLS #
SR26011065
Days on Market
7
Listed
Jan 15, 2026
Description
Welcome to the heart of the City of Taft. We are pleased to present, 412 Kern Street. This charming DUPLEX home boasts a spacious two bedroom and one bathroom in the front unit and one bedroom one bath in the rear unit. Situated in a great location, with a large backyard, perfect for a future expansion or addition to the property. Convenient parking with easy access from the rear of the property. It is conveniently located to shopping centers, restaurants, and local businesses. This property is well suited with a lot to offer, or it can be a great investment property offering rental income.. DRIVE BY ONLY! PLEASE DO NOT WALK THE PROPERTY, DO NOT DISTURB TENANTS..
Location
Taft, Kern County, CA 93268
Open on Google Maps ↗Listed by: Frank Rodriguez · Rho Real Estate Investments
Payment estimate
$1,682
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $19,900 · Loan: $179,100
- Principal & Interest
- $1,100
- Property tax (1.25%)
- $207
- Homeowners insurance
- $300
- Mortgage insurance
- $75
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Taft home with as little as 3.5% down using an FHA loan — roughly $6,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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