4141 E Theresa Street
Long Beach, CA, 90814
$1,369,000
MLS: PW26127236
Beds
3
Baths
2
Sq Ft
1,528
Lot
0.09 ac
Year Built
1923
MLS #
PW26127236
Days on Market
0
Listed
Jun 15, 2026
Description
For the first time in over two decades, this 1923 Belmont Heights storybook home is ready for its next chapter. Located in the historic Belmont Heights district, and welcoming you with a cedar, white picket fence and garden, the home is airy, bright, and thoughtfully updated while preserving its historic charm. Oak hardwood floors run through most of the home, complemented by Andersen 400 Series French doors and custom wood trim around the exterior doors and windows. The light-filled kitchen features marble countertops, stainless steel appliances, and custom-painted maple cabinets, open to the dining area. Upstairs, a spacious area could easily become a primary suite, with beautiful French doors onto an Ipe wood deck. The upstairs bath offers a clawfoot tub and a vanity with a granite countertop. There are charming built-ins that add character throughout the home. The owners have been meticulous in upgrading the home's systems: a new central HVAC system in 2021 with mini-splits upstairs and on the lower level, an upgraded 220-amp electrical panel with a 240V outlet for EV charging in the garage, an Owens Corning Cool Roof (2021), a fully owned 6.0kW solar system (NEM 2.0), new rain gutters and downspouts, LED lighting, an attic radiant heat barrier with insulation to R-50, and an insulated garage door. The driveway features a solar-powered electric gate for secure parking. Minutes from vibrant Second Street and the beach, come see why the owners stayed in this home for over 20 years, and why you’ll want to, too.
Location
Long Beach, Los Angeles County, CA 90814
Open on Google Maps ↗Listed by: Katherine Larson · Keller Williams Pacific Estate
Payment estimate
$10,043
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $136,900 · Loan: $1,232,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,804
- Property tax (1.25%)
- $1,426
- Homeowners insurance
- $300
- Mortgage insurance
- $513
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $47,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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