4147 Mountain Creek Drive
Thousand Oaks, CA, 91320
$1,275,000
MLS: V1-35852
Beds
3
Baths
3
Sq Ft
2,243
Lot
0.14 ac
Year Built
2001
MLS #
V1-35852
Days on Market
5
Listed
Apr 17, 2026
Description
Welcome to this beautifully maintained, turn-key single-story home in Newbury Park featuring 3 bedrooms and 3 bathrooms on a private corner lot. This inviting home offers a spacious floor plan with two fireplaces, an upgraded kitchen, and a backyard designed for relaxing and entertaining. The backyard features a pool and spa, outdoor kitchen, BBQ area, and a peaceful creek setting directly behind the property. Inside, the home offers vaulted ceilings, two marble fireplaces, custom built-ins, plantation shutters, crown molding, recessed lighting, and fresh interior and exterior paint.The kitchen includes a spacious walk-in pantry, granite countertops, and brand-new appliances, including a 5-burner cooktop, convection wall oven, microwave, air fryer, new disposal, and granite sink.The primary suite features a large walk-in closet, oversized marble shower, jetted tub, and direct access to the back patio. The second bedroom includes a walk-in closet and en-suite bathroom. The third bedroom offers flexible use as a bedroom, office, or guest space.Additional features include double-pane windows, hardwood flooring in the entry, kitchen, and family room, plus new tile flooring in the primary bedroom, family room, and hallway. The home also has a new heating and air conditioning system, a fully redone roof, and professionally maintained landscaping with palms, fruit trees, and mature plants in the front and back yards.Modern upgrades include a Nest security camera system and drip irrigation with a Rachio Wi-Fi irrigation controller.Located near Cypress Park, local schools, grocery stores, restaurants, and hiking and biking trails, this home offers a wonderful combination of comfort, convenience, and outdoor enjoyment.
Location
Thousand Oaks, Ventura County, CA 91320
Open on Google Maps ↗Listed by: Patrick Cashdan · Keller Williams Westlake
Payment estimate
$9,157
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $127,500 · Loan: $1,147,500
- Principal & Interest
- $7,050
- Property tax (1.25%)
- $1,328
- Homeowners insurance
- $300
- Mortgage insurance
- $478
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Thousand Oaks home with as little as 3.5% down using an FHA loan — roughly $44,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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