41496 Oak
Big Bear Lake, CA, 92315
$410,000
MLS: PW25265272
Beds
2
Baths
2
Sq Ft
800
Lot
0.15 ac
Year Built
1949
MLS #
PW25265272
Days on Market
76
Listed
Nov 23, 2025
Description
Near Sky Resort, opportunity awaits!!! This cozy, well maintained cabin located in close proximity to Sky Resort, easy access to lake and downtown, offers privacy located on a quiet, no-through traffic street. Enjoy brisk morning walks around the mature alpine trees in the neighborhood. Access the cabin through a convenient front porch with grill and outdoor dining table for pleasant outdoor dinners in summer. The cozy living room has a fireplace and wood floors. The kitchen is light, airy and functional with a separate entry door. Stackable washer and dryer downstairs. Rustic ground floor bedroom next to full bathroom. Upstairs take you to a second private bedroom with vaulted ceilings, ample space, lots of light and 1/2 bathroom with a bathtub to luxuriate in the forest.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Linda Durston · Grand Avenue Realty & Lending
Payment estimate
$3,148
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,000 · Loan: $369,000
- Principal & Interest
- $2,267
- Property tax (1.25%)
- $427
- Homeowners insurance
- $300
- Mortgage insurance
- $154
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $14,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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