416 N Monterey
Ontario, CA, 91764
$399,999
MLS: IG26055785
Beds
2
Baths
2
Sq Ft
783
Lot
0.08 ac
Year Built
1926
MLS #
IG26055785
Days on Market
11
Listed
Mar 13, 2026
Description
Great investment opportunity for savvy investor! Tax roll shows 2 beds, 2 baths. However, property has 3 beds, 1 bath. Roof is less than 2 years old. Significant cosmetic TLC needed.
Location
Ontario, San Bernardino County, CA 91764
Open on Google Maps ↗Listed by: Esther Gutierrez · PONCE & PONCE REALTY, INC
Payment estimate
$3,095
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $359,999
- Principal & Interest
- $2,228
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 30, 2026
- 30-year fixed
- 6.30%
- 15-year fixed
- 5.64%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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