417 Emerald
Lake Arrowhead, CA, 92352
$1,200,000
MLS: IG25282239
Beds
3
Baths
3
Sq Ft
2,382
Lot
0.22 ac
Year Built
1995
MLS #
IG25282239
Days on Market
93
Listed
Jan 15, 2026
Description
Perched high above the lake on coveted Emerald Drive, this chic charcoal-grey retreat offers exceptional lake views from two expansive decks and the rare convenience of a level entry. With lake rights, walkability to charming Cedar Glen, and just minutes from the Village, Marina, and McKay Park, this home truly has it all. ------------------------------------------------- Spanning two generous levels, the home features two large living areas, each with its own fireplace. The main level’s open floor plan seamlessly connects the living room, dining area, and kitchen—perfectly positioned to capture uninterrupted lake views through a dramatic wall of windows stretching across the back of the home.------------------------------------------------ The lower-level living den, anchored by another fireplace, is an inviting gathering space and serves the private bedroom wing. The ensuite primary retreat is a standout, boasting a third fireplace that opens into an extra-large spa-style bathroom. Two additional oversized bedrooms include a built-in desk area, ideal for guests or work-from-home living.----------------- Outdoors, a meandering paver pathway winds through lush landscaping with mature fruit trees and upgraded irrigation. Enjoy porch swings, a cozy conversation area with fire pit, and easy access to outdoor living from both the front and back of the home.----------------------------- Extensive upgrades throughout include: New kitchen appliances and Quartz countertops; Custom-painted kitchen wood floors inspired by Dean & Deluca; New flooring throughout; Warm wood ceiling cladding; New stairs with decorative tile inlay; Alpine-style custom interior door framing; Custom cabinetry; Porcelain slate-grey tile in all bathrooms; New dual-zone HVAC system, updated AC; Ring camera and thermostat; Whole-house vacuum system; Upgraded electrical EV charging---------------------------------------------------------------------------------------------- The home sits next to an undeveloped neighboring lot, enhancing privacy. Additionally, a large build-up area offers potential to add a 1-bedroom, 1-bath ADU if desired.-------------------------------------------------------------------------------------------------------------------------------- With ultra-close proximity to the Marina, McKay Park (dog runs, pickleball, zip line, picnic areas, and scenic views), and Mountain Communities Hospital, this exceptional lake-area home checks every box.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Stephen Valentine · KELLER WILLIAMS LAKE ARROWHEAD
Payment estimate
$8,636
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $120,000 · Loan: $1,080,000
- Principal & Interest
- $6,636
- Property tax (1.25%)
- $1,250
- Homeowners insurance
- $300
- Mortgage insurance
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $42,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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