417 W Emerson
Monterey Park, CA, 91754
$1,088,000
MLS: AR25256617
Beds
2
Baths
2
Sq Ft
1,055
Lot
0.09 ac
Year Built
1940
MLS #
AR25256617
Days on Market
155
Listed
Nov 7, 2025
Description
Welcome to your opportunity to own a home in one of Monterey Park’s most desirable neighborhoods! Ideally located across from the Senior Center and within walking distance of shops and restaurants, this charming, privately gated single-story residence has been beautifully renovated throughout. This home features 2 bedrooms and 2 bathrooms (there is a loft area that can be converted into a 3rd bedroom), along with numerous upgrades including a new electrical panel, new copper plumbing, new sewer line, and central air and heat complemented by two additional mini-split AC units—one in each bedroom. Enjoy new wood flooring throughout, a tastefully updated kitchen with granite countertops, a specialty high-heat cooking stove, and ample cabinetry for storage. Step outside to your cozy backyard retreat, complete with a covered patio area—perfect for entertaining or simply relaxing in privacy. Don’t miss this wonderful opportunity!
Location
Monterey Park, Los Angeles County, CA 91754
Open on Google Maps ↗Listed by: Katherine Quach · Treeline Realty & Investment
Payment estimate
$7,858
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $108,800 · Loan: $979,200
- Principal & Interest
- $6,016
- Property tax (1.25%)
- $1,133
- Homeowners insurance
- $300
- Mortgage insurance
- $408
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Monterey Park home with as little as 3.5% down using an FHA loan — roughly $38,080 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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