421 S Garfield 7
Monterey Park, CA, 91754
$398,000
MLS: WS25279738
Beds
1
Baths
1
Sq Ft
678
Lot
1.54 ac
Year Built
2007
MLS #
WS25279738
Days on Market
62
Listed
Dec 22, 2025
Description
Welcome to this charming first-floor condo in a well-maintained 55+ gated community. Featuring 1 bedroom and 1 bathroom, this home offers comfortable, low-maintenance living. Enjoy close proximity to dining, shopping, parks, and grocery stores. One occupant must be 55 years of age or older.
Location
Monterey Park, Los Angeles County, CA 91754
Open on Google Maps ↗Listed by: KENT WONG · KENT REALTY & INVESTMENT
Payment estimate
$3,065
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,800 · Loan: $358,200
- Principal & Interest
- $2,201
- Property tax (1.25%)
- $415
- Homeowners insurance
- $300
- Mortgage insurance
- $149
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Monterey Park home with as little as 3.5% down using an FHA loan — roughly $13,930 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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