421 S Garfield 79
Monterey Park, CA, 91754
$530,000
MLS: WS25241566
Beds
2
Baths
2
Sq Ft
979
Lot
—
Year Built
2007
MLS #
WS25241566
Days on Market
138
Listed
Oct 16, 2025
Description
Welcome to this north - south facing single-story 2-bed, 2-bath condo in one of the most desirable senior 55+ communities in Monterey Park. This top floor unit has been freshly painted throughout and includes an open layout with abundant natural light, dual pane windows, recessed lighting throughout, in unit washer dryer, central AC, new garbage disposal, and a balcony. Master bedroom has a full bathroom and walk-in closet. This well maintained complex includes multiple elevators and ramps, secure gated entrance, gated underground parking, open parking for guests, and community activity rooms for social events. Located within one block of the library, police and fire station, city services, public transit, Barnes Park, and a short walk/drive to many supermarkets, restaurants, shops, freeways and more. This home offers the perfect combination of safety, comfort and convenience. Senior community needs a minimum of one person living there to be aged 55+. Stove/oven, range hood, dishwasher, washer, dryer all included. **Upon entry to the building, turn right, take the ramp down and walk to the elevator. Take the elevator to the third floor. Turn left and walk to unit 79.**
Location
Monterey Park, Los Angeles County, CA 91754
Open on Google Maps ↗Listed by: Alan Chang · Sunshine International Inv., Inc.
Payment estimate
$3,982
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,000 · Loan: $477,000
- Principal & Interest
- $2,931
- Property tax (1.25%)
- $552
- Homeowners insurance
- $300
- Mortgage insurance
- $199
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Monterey Park home with as little as 3.5% down using an FHA loan — roughly $18,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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