4212 E Sonrisa Privado
Ontario, CA, 91761
$749,999
MLS: IG25276989
Beds
2
Baths
2
Sq Ft
1,417
Lot
0.08 ac
Year Built
2020
MLS #
IG25276989
Days on Market
112
Listed
Dec 16, 2025
Description
Solar is paid off!! Free Solar! REMODELED Spanish Masterpiece in Esperanza – Ontario’s Premier 55+ Community Welcome to this stunning former model home in Esperanza, an exclusive gated community designed for active adults 55+. Residents enjoy resort-style living at the 9,000 sq ft La Jolla Club featuring a sparkling pool, spa, state-of-the-art fitness center, indoor/outdoor kitchens, and pickleball and bocce ball courts. Additional amenities include a dog park and community garden. Recent Upgrades by prior owner (2024): Exterior Enhancements: • Fresh exterior paint and new gutters • Upgraded lighting throughout • Professionally designed low-maintenance landscaping with new drip irrigation system • Landscape lighting and outdoor ceiling fans • Strategic drainage solutions • Drought-tolerant plantings • Premium artificial turf side yard – perfect for pets Interior Improvements: • Beautiful engineered hardwood flooring throughout • Custom Spanish tile dual shower in primary bath with dual showerheads and handheld fixtures • Plantation shutters on all windows • Custom wood ceiling fans throughout • Soft-close rollout trays in cabinetry for maximum storage • Custom wood accent wall in second bedroom/office • Versatile office/closet space with original fixtures available Additional Features: • Owned solar panels – no lease! • Tankless water heater with recirculating pump • Overhead tote storage system in garage Prime Location: Ideally situated within the community with convenient access to shopping and amenities. This meticulously maintained home combines Spanish elegance with modern convenience – truly turnkey and ready for you to enjoy the Esperanza lifestyle! Come take a look.
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Gary Zendejas · LPT Realty, Inc
Payment estimate
$5,510
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $75,000 · Loan: $674,999
- Principal & Interest
- $4,147
- Property tax (1.25%)
- $781
- Homeowners insurance
- $300
- Mortgage insurance
- $281
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $26,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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