4215 E Carmel Privado
Ontario, CA, 91761
$599,000
MLS: CV26040608
Beds
3
Baths
3
Sq Ft
1,652
Lot
—
Year Built
2024
MLS #
CV26040608
Days on Market
35
Listed
Feb 24, 2026
Description
Welcome to Moonstone at Sunset Ranch in vibrant Ontario! This charming 3-bedroom, 2.5-bath townhome is nestled in one of Ontario’s newest and most desirable communities, offering the perfect blend of comfort, convenience, and modern living. Step inside to discover a bright and open floor plan featuring gorgeous granite countertops, newer appliances, and stylish finishes throughout. The kitchen flows seamlessly into the living and dining areas ideal for entertaining or relaxing at home. Upstairs, you’ll find all three spacious bedrooms, including a generously sized primary suite complete with a walk-in closet and private bath. A versatile loft provides the perfect flex space for a home office, playroom, or cozy retreat for family and friends. For added convenience, the upstairs laundry room includes a washer and dryer. Enjoy the benefits of a 2-car garage, low HOA, and a low solar lease, keeping your monthly costs manageable while maximizing efficiency. Residents of Moonstone at Sunset Ranch enjoy beautifully maintained grounds and resort-style amenities, including a sparkling pool and inviting community spaces. Ideally located near new restaurants, shopping centers, and with easy freeway access, this home offers both tranquility and connectivity. Don’t miss your opportunity to own in this thriving Ontario community, where comfort, style, and convenience come together!
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Brett Stevenson · Coldwell Banker Icon
Payment estimate
$4,461
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100
- Principal & Interest
- $3,312
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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