$1,295,000
MLS: PV26122237
Beds
3
Baths
2
Sq Ft
1,986
Lot
0.18 ac
Year Built
1957
MLS #
PV26122237
Days on Market
7
Listed
Jun 5, 2026
Description
Harbor views and endless potential come together in this rare opportunity in the Miraleste neighborhood of Rancho Palos Verdes. Perched above the street, through the secure courtyard gate, this property offers an ideal canvas for buyers looking to create a personalized living experience or undertake a rewarding renovation project. The home's current layout provides a strong foundation for modernization, with exciting possibilities to open the main living areas and maximize the view from the primary gathering spaces. Spacious bedrooms and well-proportioned bathrooms offer flexibility for a variety of design ideas, while the existing floor plan invites creative reimagining to suit today's lifestyle preferences. Outside, a tile patio gives space to entertain and enjoy the privacy, while the terraced backyard offers a unique garden space to grow your own fruits and vegetables. A two-car garage and expansive driveway provide ample off-street parking for multiple vehicles, a valuable feature for everyday convenience and guests alike. Located within the award-winning Palos Verdes Peninsula Unified School District, the property also offers easy access on and off The Hill. Shopping, dining, entertainment, and freeway connections are all within a short drive, creating a convenient setting for daily living. Whether you're envisioning a thoughtful renovation, a contemporary redesign, or simply the chance to make a harbor view home your own, this property presents an exceptional opportunity to bring your vision to life in this sought-after coastal community.
Location
Rancho Palos Verdes, Los Angeles County, CA 90275
Open on Google Maps ↗Listed by: Alyshia Beck · Vista Sotheby's International Realty
Payment estimate
$9,517
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $129,500 · Loan: $1,165,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,382
- Property tax (1.25%)
- $1,349
- Homeowners insurance
- $300
- Mortgage insurance
- $486
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rancho Palos Verdes home with as little as 3.5% down using an FHA loan — roughly $45,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Palos Verdes, CA 90275 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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