4224 E Sonrisa Privado
Ontario, CA, 91761
$709,800
Original list price: $729,800
MLS: CV26057773
Beds
2
Baths
2
Sq Ft
1,512
Lot
0.07 ac
Year Built
2022
MLS #
CV26057773
Days on Market
90
Listed
Mar 18, 2026
Description
REDUCED!!! Seller very motivated. Welcome to Esperanza at Ontario Ranch, a premier 55+ active adult community. Built in 2022, this single-story residence offers 2 bedrooms and 2 bathrooms with a modern open-concept floor plan. The kitchen is equipped with a large center island, quartz countertops, and stainless steel appliances, seamlessly connecting to the living and dining areas—ideal for entertaining. Low maintenance backyard. Additional features include a California covered patio for outdoor enjoyment. Community amenities include a 9,000 sq ft clubhouse, resort-style pool and spa, fitness center, and pickleball courts. Conveniently located near Costco, 99 Ranch Market, restaurants, and with easy access to the 60, 15, and 91 freeways.Move in Ready!
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Lenie Siahaan · RE/MAX CHAMPIONS
Payment estimate
$5,592
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $70,980 · Loan: $638,820
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,046
- Property tax (1.25%)
- $739
- Homeowners insurance
- $300
- Mortgage insurance
- $266
- HOA dues
- $240
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $24,843 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91761 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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