4224 E Sonrisa Privado
Ontario, CA, 91761
$719,800
MLS: CV26057773
Beds
2
Baths
2
Sq Ft
1,512
Lot
0.07 ac
Year Built
2022
MLS #
CV26057773
Days on Market
32
Listed
Mar 18, 2026
Description
REDUCED!!! Welcome to Esperanza at Ontario Ranch, a premier 55+ active adult community. Built in 2022, this single-story residence offers 2 bedrooms and 2 bathrooms with a modern open-concept floor plan. The kitchen is equipped with a large center island, quartz countertops, and stainless steel appliances, seamlessly connecting to the living and dining areas—ideal for entertaining. Low maintenance backyard. Additional features include a California covered patio for outdoor enjoyment. Community amenities include a 9,000 sq ft clubhouse, resort-style pool and spa, fitness center, and pickleball courts. Conveniently located near Costco, 99 Ranch Market, restaurants, and with easy access to the 60, 15, and 91 freeways.Move in Ready!
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Lenie Siahaan · RE/MAX CHAMPIONS
Payment estimate
$5,300
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $71,980 · Loan: $647,820
- Principal & Interest
- $3,980
- Property tax (1.25%)
- $750
- Homeowners insurance
- $300
- Mortgage insurance
- $270
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $25,193 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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★#1 Producing Individual Realtor — Antelope Valley
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