4229 E Carmel Privado
Ontario, CA, 91761
$599,000
MLS: CV26041090
Beds
3
Baths
3
Sq Ft
1,652
Lot
—
Year Built
2024
MLS #
CV26041090
Days on Market
113
Listed
Feb 24, 2026
Description
Welcome to your new home in the heart of Ontario. Moonstone at Sunset Ranch is one of the most exciting and fast-growing communities in Ontario! This beautifully designed 3-bedroom, 2-bath condo offers a modern open floor plan perfect for today’s lifestyle. The main level features gorgeous flooring, granite countertops, and brand-new appliances, creating a stylish and functional space ideal for entertaining or everyday living. Upstairs, you’ll find all three spacious bedrooms filled with natural light from abundant windows. The primary suite provides a relaxing retreat, while the additional bedrooms offer flexibility for family, guests, or a home office. A versatile loft adds even more living space, perfect for movie nights, a play area, or workspace. For added convenience, the upstairs laundry room includes a washer and dryer, making daily tasks effortless and efficient. Located near new shops, restaurants, and with easy freeway access, this home combines comfort with unbeatable convenience. Situated in one of the largest and most up-and-coming areas of the Inland Empire, this is an incredible opportunity to invest in a thriving community. Don’t miss your chance to own in Ontario Ranch, where growth, lifestyle, and value come together!
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Brett Stevenson · Coldwell Banker Icon
Payment estimate
$4,748
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $59,900 · Loan: $539,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,415
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
- HOA dues
- $185
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91761 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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