426 N Palm Avenue
Santa Paula, CA, 93060
$499,000
MLS: V1-35335
Beds
2
Baths
1
Sq Ft
936
Lot
0.03 ac
Year Built
1973
MLS #
V1-35335
Days on Market
29
Listed
Mar 23, 2026
Description
Welcome to your own private retreat--where comfort, style, and tranquility come together.This beautifully upgraded single-story condo offers 2 bedrooms, 1 bathroom, and 936 sq. ft. of thoughtfully designed living space. From the moment you step into the private front courtyard, you'll feel the sense of peace and seclusion this home provides.Inside, you'll find brand new vinyl flooring, fresh interior paint, updated lighting, ceiling fans, and modern hardware throughout--creating a clean, move-in-ready experience. The layout flows effortlessly, with two spacious bedrooms featuring large closets and direct access to the backyard patio through sliding glass doors--perfect for enjoying your morning coffee or unwinding in the evening.The home also includes an interior laundry room with washer and dryer, adding everyday convenience.Step outside and enjoy your fully fenced private backyard and patio--ideal for relaxing, entertaining, or simply enjoying the serene surroundings. Just steps away, you'll find the community pool and recreation center, all nestled among beautiful mature pine and oak trees that give the neighborhood a peaceful, nature-inspired feel.With assigned covered parking, guest parking, and a location that blends quiet living with city accessibility, this home truly checks all the boxes.Perfect for first-time buyers, FHA, and VA buyers--this is an incredible opportunity to own a home that's both affordable and move-in ready.Must see in person to fully appreciate the lifestyle this home offers.
Location
Santa Paula, Ventura County, CA 93060
Open on Google Maps ↗Listed by: Nate Minkel · eXp Realty
Payment estimate
$3,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100
- Principal & Interest
- $2,759
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Paula home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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