$428,000
Original list price: $448,000
MLS: PW26016053
Beds
1
Baths
1
Sq Ft
621
Lot
5.34 ac
Year Built
1985
MLS #
PW26016053
Days on Market
144
Listed
Jan 23, 2026
Description
PRICE IMPROVEMENT – NOW $428,000! Reduced $10,000 and one of the best values in Monterey Hills. Bright and well-maintained 1-bedroom, 1-bath condo in Chadwick Terrace offering a rare opportunity to own in one of Northeast LA's most desirable hillside communities. This second-floor home features 621 sq ft of living space with durable flooring throughout the living and dining areas, opening to a private patio with peaceful hillside and oak tree views. The kitchen offers updated countertops and lighting, while the spacious bedroom and hallway provide ample closet space. Additional features include tandem two-car parking, an in-unit washer/dryer combo, low HOA dues of just $501 per month, and access to the community pool and spa. Conveniently located just minutes from Downtown LA, Highland Park, parks, dining, and shopping, this is an outstanding opportunity for first-time buyers, downsizers, or investors seeking location, lifestyle, and value at an attractive price point.
Location
Los Angeles, Los Angeles County, CA 90042
Open on Google Maps ↗Listed by: Travis Ensling · First Team Real Estate
Payment estimate
$3,847
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $42,800 · Loan: $385,200
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,440
- Property tax (1.25%)
- $446
- Homeowners insurance
- $300
- Mortgage insurance
- $161
- HOA dues
- $501
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Los Angeles home with as little as 3.5% down using an FHA loan — roughly $14,980 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Los Angeles, CA 90042 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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