42697 La Cerena Avenue
Big Bear Lake, CA, 92315
$235,000
MLS: 26002587
Beds
2
Baths
2
Sq Ft
642
Lot
0.06 ac
Year Built
1970
MLS #
26002587
Days on Market
19
Listed
Mar 31, 2026
Description
Great opportunity to own in the desirable Big Bear Lake area at an attractive price point! This property offers incredible potential for buyers looking to make it their own. Whether you're seeking a full-time residence, vacation getaway, or investment opportunity, this home is a blank canvas ready for your personal touch. Don't miss your chance to get into the market and create your ideal mountain retreat!
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Susan Durham · The One Luxury Properties
Payment estimate
$1,932
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $23,500 · Loan: $211,500
- Principal & Interest
- $1,299
- Property tax (1.25%)
- $245
- Homeowners insurance
- $300
- Mortgage insurance
- $88
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $8,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Only large teams outsell Mike Watson · Keller Williams Realty
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