ActiveSingleFamilyResidence

427 Fig Lane

Monrovia, CA, 91016

Property location map

(No pictures available yet)

$850,000

MLS: CV26098305

Beds

3

Baths

3

Sq Ft

1,580

Lot

0.06 ac

Year Built

1994

MLS #

CV26098305

Days on Market

4

Listed

May 6, 2026

Description

Welcome to 427 Fig Lane a beautifully maintained detached home located in an exclusive gated community of just 11 homes. This 3-bedroom, 2.5-bathroom residence offers 1,580 sqft of well designed living space with a desirable south facing orientation that fills the home with natural light. Step inside to high ceilings and an open concept layout that seamlessly connects the living room, dining area, and updated kitchen. The living room is highlighted by an elegant crystal chandelier, while the kitchen features granite countertops, updated cabinetry, stainless steel appliances, and a convenient water filtration system. Hardwood flooring throughout, along with crown moulding and upgraded baseboards, adds warmth and a refined finish to the home. Upstairs, a versatile loft offers flexible space for a home office or lounge, along with a conveniently located laundry area in the hallway. The spacious primary suite is complemented by two additional generously sized bedrooms and a full hallway bathroom. Enjoy a private, low maintenance backyard perfect for relaxing or entertaining. The low HOA includes front yard maintenance, offering added convenience. Additional upgrades include: paid-off solar panels, an electric vehicle charger, fresh exterior paint, a tankless water heater, a newer A/C unit with whole house air purifier (3 years old) and a newer roof (only 5 years old). Located in the award-winning Monrovia school district and close to local shops, dining, and transportation, this move in ready home is a rare opportunity in a highly desirable community.

Location

Monrovia, Los Angeles County, CA 91016

Open on Google Maps ↗

Listed by: Oscar Guzman · Coldwell Banker Icon

Payment estimate

$6,345

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $85,000 · Loan: $765,000

%
Principal & Interest
$4,840
Property tax (1.25%)
$885
Homeowners insurance
$300
Mortgage insurance
$319
Open the full calculator →

Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Monrovia home with as little as 3.5% down using an FHA loan — roughly $29,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 91016 (Monrovia)within ±10% of this home's price and size.

Local Market Stats

See Monrovia, CA 91016 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

Free Buyer & Seller Tools

Net Sheet Calculator

Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.

Request access

Property Comparison

Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.

Request access

Drive Time Calculator

Check commute times from this address to work, school, or anywhere else before you commit.

Request access

Buyer Cost Sheet

Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.

Request access
Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.