(No pictures available yet)
$850,000
MLS: CV26098305
Beds
3
Baths
3
Sq Ft
1,580
Lot
0.06 ac
Year Built
1994
MLS #
CV26098305
Days on Market
4
Listed
May 6, 2026
Description
Welcome to 427 Fig Lane a beautifully maintained detached home located in an exclusive gated community of just 11 homes. This 3-bedroom, 2.5-bathroom residence offers 1,580 sqft of well designed living space with a desirable south facing orientation that fills the home with natural light. Step inside to high ceilings and an open concept layout that seamlessly connects the living room, dining area, and updated kitchen. The living room is highlighted by an elegant crystal chandelier, while the kitchen features granite countertops, updated cabinetry, stainless steel appliances, and a convenient water filtration system. Hardwood flooring throughout, along with crown moulding and upgraded baseboards, adds warmth and a refined finish to the home. Upstairs, a versatile loft offers flexible space for a home office or lounge, along with a conveniently located laundry area in the hallway. The spacious primary suite is complemented by two additional generously sized bedrooms and a full hallway bathroom. Enjoy a private, low maintenance backyard perfect for relaxing or entertaining. The low HOA includes front yard maintenance, offering added convenience. Additional upgrades include: paid-off solar panels, an electric vehicle charger, fresh exterior paint, a tankless water heater, a newer A/C unit with whole house air purifier (3 years old) and a newer roof (only 5 years old). Located in the award-winning Monrovia school district and close to local shops, dining, and transportation, this move in ready home is a rare opportunity in a highly desirable community.
Location
Monrovia, Los Angeles County, CA 91016
Open on Google Maps ↗Listed by: Oscar Guzman · Coldwell Banker Icon
Payment estimate
$6,345
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,000 · Loan: $765,000
- Principal & Interest
- $4,840
- Property tax (1.25%)
- $885
- Homeowners insurance
- $300
- Mortgage insurance
- $319
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Monrovia home with as little as 3.5% down using an FHA loan — roughly $29,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Monrovia, CA 91016 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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