4279 W 190th
Torrance, CA, 90504
$1,389,000
MLS: PW26056983
Beds
4
Baths
4
Sq Ft
2,580
Lot
3.03 ac
Year Built
2004
MLS #
PW26056983
Days on Market
25
Listed
Mar 18, 2026
Description
Experience comfortable and refined living in this beautifully maintained home located in the prestigious Park Place gated community of Northwest Torrance, built in 2004. Offering a well-designed layout with 4 bedrooms and 3.5 bathrooms, this residence blends functionality, space, and modern upgrades. Upon entry, you are welcomed by a bright and inviting floor plan filled with abundant natural light. The spacious family room with a cozy fireplace provides the perfect setting for relaxing or entertaining, while the opposite side of the home features a seamless flow between the living room, dining area, and kitchen, ideal for both everyday living and gatherings. Recessed lighting throughout enhances the home’s warm and contemporary feel. The main level also includes a convenient laundry room and a half bathroom for guests. Upstairs, the primary suite serves as a private retreat, offering generous space, excellent natural light, a newly updated primary bathroom, and a large walk-in closet. Three additional well-proportioned bedrooms and two full bathrooms upstairs provide flexibility for family, guests, or a home office. Recent improvements include new flooring upstairs, a new electrical panel, and a backyard fence replaced in 2025, adding both style and peace of mind. Additional highlights include an electric vehicle charger in the garage, offering modern convenience for today’s lifestyle. Ideally located just minutes from Del Amo Fashion Center, residents enjoy easy access to popular retailers such as Nordstrom, Macy’s, Apple, and Zara, along with dining favorites including Din Tai Fung and North Italia. Everyday conveniences like H Mart and Mitsuwa Marketplace are also nearby. Additionally, Redondo Beach is approximately 10–15 minutes away, offering quick access to the pier, scenic coastline, and beachside dining. Set within a well-maintained gated community known for its privacy and convenience, this home presents an exceptional opportunity to enjoy the best of Torrance living.
Location
Torrance, Los Angeles County, CA 90504
Open on Google Maps ↗Listed by: Amy Lee · Real Broker
Payment estimate
$9,949
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $138,900 · Loan: $1,250,100
- Principal & Interest
- $7,681
- Property tax (1.25%)
- $1,447
- Homeowners insurance
- $300
- Mortgage insurance
- $521
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $48,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Torrance, CA 90504 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.