428 10th Street
Santa Monica, CA, 90402
$8,995,000
MLS: 25559935
Beds
7
Baths
7
Sq Ft
—
Lot
0.17 ac
Year Built
2025
MLS #
25559935
Days on Market
98
Listed
Jul 9, 2025
Description
Slated for completion in fall of 2025, this stunning Spanish Traditional-style residence is situated in the highly desirable North of Montana neighborhood of Santa Monica. The main house offers impeccable craftsmanship and attention to design, with every detail thoughtfully curated throughout the modern, open-concept layout. Step through an arched entry, as the house welcomes you home. Offering 5 bedrooms in the main house, plus the attached JDU which can serve as additional guest suite with French doors facing the tree-lined street. This space can easily be imagined for any use, a 6th bedroom, office, gym, game room, theater or staff quarters. Perfectly suited for families, working from home and creatives. An abundance of natural light fills every corner, while the seamless indoor-outdoor flow allows for the quintessential California life style. Every space is thoughtfully curated for comfort and functionality. The magnificent chef's kitchen, showcasing breathtaking marble countertops, custom cabinetry with an abundance of storage, outfitted with top-of-the-line appliances, a fabulous walk-in pantry and an expansive island with ample space for daily dining. An ideal setting for entertaining, further enriched by outdoor patios and built-in fire pit for perfect evenings. Upstairs, the generously sized primary suite will feature vaulted ceilings, and French doors that open onto a charming terrace. A custom built out walk-in closet adds an extra layer of sophistication while the primary spa-like bath will be adorned with dual vanities, marble counters, a large steam shower and separate soaking tub, providing a serene, private retreat. Additionally, there are three beautiful en-suite bedrooms. Outside the grassy yard will have room to add a pool, or whatever your heart desires. The detached ADU that sits smartly above the ample 2 car garage, adding even more versatility with private accommodations for guests, extended family, or a home office. Crafted with meticulous attention to detail and high-end finishes, beautiful white oak wood flooring, custom high end finishes that this property promises to deliver a warm, inviting atmosphere. A rare and exciting opportunity to secure a one-of-a-kind property in Santa Monica's most coveted locations just moments from Montana Avenue's vibrant shops and cafes and moments to world class schools and beaches, neighborhood. Don't miss this opportunity to make your dream home a reality!
Location
Santa Monica, Los Angeles County, CA 90402
Open on Google Maps ↗Listed by: Veronica Klein · Compass
Payment estimate
$62,783
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $899,500 · Loan: $8,095,500
- Principal & Interest
- $49,740
- Property tax (1.25%)
- $9,370
- Homeowners insurance
- $300
- Mortgage insurance
- $3,373
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $314,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90402 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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