428 S Campus
Upland, CA, 91786
$612,000
Original list price: $625,000
MLS: PW26067501
Beds
2
Baths
1
Sq Ft
1,015
Lot
0.18 ac
Year Built
1950
MLS #
PW26067501
Days on Market
66
Listed
Apr 4, 2026
Description
Welcome to this charming Upland home full of character and opportunity! It features a functional layout, a cozy living area with fireplace, newer windows, laminate flooring, new water heater, central air and heat, automatic sprinklers and a detached garage with ample driveway parking with upgraded garage door(alley access). Both bedrooms have large closets. Situated on a generous 7,800 sq ft lot, the property opens the door to endless possibilities-whether you envision creating your dream outdoor space, expanding the existing home, or adding an ADU for additional income or multi-generational living(buyer to verify). Also, plenty of room for RV parking. Located just minutes from the shops, dining, San Antonio Hospital, walking distance to Metrolink train station, and local charm of Downtown Upland. Nearby parks, schools, and easy access to the 210 and 10 freeways.
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Virginia Morales · T.N.G. Real Estate Consultants
Payment estimate
$4,656
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,200 · Loan: $550,800
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,489
- Property tax (1.25%)
- $638
- Homeowners insurance
- $300
- Mortgage insurance
- $230
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $21,420 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Upland, CA 91786 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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