428 W 8th St
Upland, CA, 91786
$739,000
MLS: IG25242472
Beds
3
Baths
2
Sq Ft
1,848
Lot
0.18 ac
Year Built
1956
MLS #
IG25242472
Days on Market
104
Listed
Oct 17, 2025
Description
New price improvement! Don't miss this opportunity. Welcome to this charming single-story home in the highly desirable city of Upland! With 3 bedrooms plus an office that can easily be a 4th bedroom, this home offers a spacious layout with family and living areas flowing into the dining space and kitchen with new appliances, perfect for everyday living. Step outside to a private backyard with mature fruit trees and enjoy a park right across the street for family fun or relaxation. This home features a newer roof and a spacious lot, with potential for a future ADU. Located near charming downtown Upland, major freeways, and the scenic San Gabriel Mountains, this home truly combines small-town charm with convenience.
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Michelle Le · Realty ONE Group West
Payment estimate
$5,433
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $73,900 · Loan: $665,100
- Principal & Interest
- $4,086
- Property tax (1.25%)
- $770
- Homeowners insurance
- $300
- Mortgage insurance
- $277
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $25,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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