42929 Encino
Big Bear Lake, CA, 92315
$530,000
MLS: CV26131466
Beds
3
Baths
2
Sq Ft
1,540
Lot
0.12 ac
Year Built
1962
MLS #
CV26131466
Days on Market
1
Listed
Jun 16, 2026
Description
Welcome to this charming A-frame mountain retreat located in one of Big Bear Lake's most desirable areas! Just minutes from the Big Bear Alpine Zoo, ski resorts, shopping, dining, and year-round attractions, this property offers the perfect combination of mountain charm and investment potential. Currently operating as a successful vacation rental, this home is an excellent opportunity for investors or those seeking a personal getaway with income-producing capabilities. The classic A-frame design provides a cozy cabin feel, while the long driveway offers ample parking for guests and outdoor toys. Outside, you'll find a fully fenced yard and a relaxing spa—perfect for unwinding after a day on the slopes, hiking trails, or exploring Big Bear. The spacious outdoor area provides plenty of room for entertaining, pets, and enjoying the fresh mountain air. Downstairs features a versatile bonus space complete with a kitchenette and laundry area, making it an ideal game room, entertainment area, guest space, or hangout spot for family and friends. Best of all, the home is being offered fully furnished, making this a true turnkey opportunity for buyers looking to immediately enjoy the property or continue operating it as a vacation rental from day one. Whether you're looking for a full-time residence, weekend escape, or proven short-term rental investment, this Big Bear gem checks all the boxes with its prime location, unique character, strong rental history, and move-in-ready convenience.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Harley Adams · DYNASTY REAL ESTATE
Payment estimate
$4,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,000 · Loan: $477,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,021
- Property tax (1.25%)
- $552
- Homeowners insurance
- $300
- Mortgage insurance
- $199
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $18,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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