42949 W 38th Street
Lancaster, CA, 93536
$388,000
MLS: 26004053
Beds
4
Baths
2
Sq Ft
1,528
Lot
0.16 ac
Year Built
1970
MLS #
26004053
Days on Market
1
Listed
May 21, 2026
Description
Great investment in Lancaster. 4 bedrooms plus bonus room,2baths. Property being sold in AS IS CONDITION.
Location
Lancaster, Los Angeles County, CA 93536
Open on Google Maps ↗Listed by: Remy Schultz · Cobblestone Realty Inc.
Payment estimate
$3,059
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,800 · Loan: $349,200
- Principal & Interest
- $2,209
- Property tax (1.25%)
- $404
- Homeowners insurance
- $300
- Mortgage insurance
- $146
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Quartz Hill, CA in context
Quartz Hill is the unincorporated community on Lancaster’s west side, sharing ZIP 93536 with West Lancaster. It’s consistently the most-requested AV submarket: top-rated schools, larger lots, mature trees, and a calm semi-rural feel — yet still minutes from the 14 freeway and the Plant 42 aerospace corridor. Most listings here are single-family homes on quarter- to half-acre lots. If you are evaluating homes in Lancaster, Mike Watson lives and works the Quartz Hill market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $13,580 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93536 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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