430 Division Drive
Big Bear, CA, 92314
$980,000
MLS: IG26054693
Beds
6
Baths
6
Sq Ft
3,326
Lot
0.41 ac
Year Built
2005
MLS #
IG26054693
Days on Market
28
Listed
Mar 13, 2026
Description
***Amazing value, the neighboring lot is included in the sale for a future build or just additional yard space on a 10,000 sq ft lot for a combined lot total of 17,000+*** Escape to Five Bears Den, the ultimate mountain log cabin retreat in Big Bear! This impressive 6-bedroom cabin spans 3326 square feet, offering a perfect getaway for vacations, group gatherings, or corporate retreats. Spanning three levels, the cabin is designed for optimal privacy, with two bedrooms on each floor, ensuring a perfect balance between shared moments and personal space. The main family room features an amazing rock fireplace, brand new sofa and rug, access to the main bedroom, along with multiple adjacent balconies offering stunning 180-degree views. The upper level boasts a wet bar and seating area, two bedrooms, a full bathroom, a separate nest thermostat and each room thoughtfully curated to reflect the mountain setting. The main living level has plenty of room for large gatherings. The lower level is an oasis of fun, with a game room featuring full-sized arcade games, a wet bar and fridge, and even a large storage room. This floor also offers two bedrooms and a full bathroom. Outside, the spacious grounds provide ample space for walks and conversations, while the wraparound redwood decks offer the perfect setting for relaxation and family gatherings. Immerse yourself in the brand-new hot tub surrounded by boulders and enjoy the serene beauty of the surroundings. The cabin also has these new improvements: New dishwasher, New tankless water heater for hot water on demand, 12 Queen size beds, New hot tub, Each bedroom with Smart TV, New Sofa, 4 New Exterior coats of wood stain, New driveway concrete and additional parking platform, New fence and gate for 2nd lot car access.
Location
Big Bear, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: GARY DOSS · COMPASS
Payment estimate
$7,107
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $98,000 · Loan: $882,000
- Principal & Interest
- $5,419
- Property tax (1.25%)
- $1,021
- Homeowners insurance
- $300
- Mortgage insurance
- $368
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $34,300 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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