4303 N Golden
San Bernardino, CA, 92404
$1,275,000
MLS: IG26060172
Beds
5
Baths
4
Sq Ft
3,848
Lot
3.30 ac
Year Built
1960
MLS #
IG26060172
Days on Market
26
Listed
Mar 19, 2026
Description
Welcome to a rare opportunity in the foothills of San Bernardino—where space, privacy, thoughtful upgrades, and breathtaking views come together to create endless potential. This expansive 5-bedroom, 3.5-bathroom home offers a functional and desirable layout, featuring both a formal living room and a spacious family room, ideal for entertaining and everyday living. The heart of the home showcases a beautifully upgraded kitchen, where the seller has invested thousands of dollars in high-quality cabinetry and improvements, creating a warm, modern space perfect for gathering and hosting. Situated on a large, versatile lot, this property delivers stunning 180-degree panoramic views stretching across Riverside, Loma Linda, Redlands, Rialto, and Fontana. Enjoy peaceful mountain surroundings during the day and spectacular city light views at night—a truly elevated living experience. Step outside to a private, park-like setting complete with a swimming pool that was recently replastered (2025)—offering both peace of mind and a fresh, clean look for years to come. It’s the perfect space to relax, entertain, and take in the incredible views. The size and layout of the lot make this property ideal for creating a multi-generational compound or family campus-style living. With ample space, there is strong potential to build multiple ADUs, offering opportunities for extended family living, rental income, or future development. A unique advantage is the potential for dual street access, as the lot extends to another street—allowing for separate entrances, added privacy, and increased flexibility for expansion or investment. Whether you’re an investor, builder, or homeowner seeking space, views, and long-term upside, this property checks all the boxes. This is more than just a home—it’s a chance to create something truly special.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: JESSE AGUAYO · KELLER WILLIAMS REALTY
Payment estimate
$9,157
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $127,500 · Loan: $1,147,500
- Principal & Interest
- $7,050
- Property tax (1.25%)
- $1,328
- Homeowners insurance
- $300
- Mortgage insurance
- $478
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $44,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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