ActiveSingleFamilyResidence

432 Fernwood Pacific

Topanga, CA, 90290

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$899,000

MLS: CV26084820

Beds

2

Baths

2

Sq Ft

631

Lot

0.16 ac

Year Built

1925

MLS #

CV26084820

Days on Market

1

Listed

Apr 20, 2026

Description

Charming Updated Home in the Heart of Topanga Canyon — Now Available for Sale or Lease Ideally located in one of Topanga’s most sought-after neighborhoods, 432 Fernwood Pacific Drive offers a rare combination of privacy, comfort, and convenience. This exceptional property is available for both purchase or lease, providing flexibility for those looking to own or experience the Topanga lifestyle. Set on a generous lot surrounded by mature Redwood trees and scenic canyon views, this well-maintained residence provides a peaceful retreat with easy access to town. The home features recent updates including refreshed kitchen cabinetry, new appliances, and bamboo flooring, creating a clean and move-in-ready feel. Professionally completed structural reinforcements add an extra layer of safety and long-term durability, offering peace of mind in this hillside setting. Large new double-pane windows and a sliding glass door fill the open living spaces with natural light while framing the surrounding scenery. The primary suite offers ample closet space and a functional bath, complemented by an additional guest suite with a private bathroom that serves as a serene haven for family or guests. Outdoor living is a true highlight featuring generous deck space and patio areas ideal for relaxing and entertaining. A two-car garage and ample storage complete the home. Just steps from local favorites including Café Mimosa and Country Natural Foods, and within walking distance to Pine Tree Circle — Topanga’s town center with shops, dining, and community gathering spots. Less than 4 miles from the beach and minutes from Santa Monica and Malibu, this home captures the best of canyon living.

Location

Topanga, Los Angeles County, CA 90290

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Listed by: Jack Toro · eHomes

Payment estimate

$6,545

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100

%
Principal & Interest
$4,971
Property tax (1.25%)
$936
Homeowners insurance
$300
Mortgage insurance
$337
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Topanga home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Topanga, CA 90290 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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