Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
Under ContractSingleFamilyResidence

43236 W 20th Street W

Lancaster, CA, 93534

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$480,000

MLS: 225005144

Beds

3

Baths

2

Sq Ft

1,256

Lot

0.45 ac

Year Built

1966

MLS #

225005144

Days on Market

114

Listed

Oct 10, 2025

Description

Property Highlights: 3 bedrooms + 2 bathrooms Bonus room perfect for an office, guest room, or flex space Bright open living area with a cozy fireplace Large gated lot offering plenty of privacy Sparkling pool--great for relaxing or entertaining RV access Fantastic location near the college, parks, schools, shopping & freeways*2 extra bonus rooms * The backyard is big enough for an ADU--must see in person to appreciate its full size*.

Location

Lancaster, Los Angeles County, CA 93534

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Listed by: Dianna Martinez · eXp Realty of Greater Los Angeles Inc.

Payment estimate

$3,634

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $48,000 · Loan: $432,000

%
Principal & Interest
$2,654
Property tax (1.25%)
$500
Homeowners insurance
$300
Mortgage insurance
$180
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $16,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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