434 Klamath Drive
Lake Arrowhead, CA, 92352
$825,000
MLS: IG26066956
Beds
4
Baths
3
Sq Ft
2,440
Lot
0.22 ac
Year Built
2010
MLS #
IG26066956
Days on Market
20
Listed
Mar 27, 2026
Description
You just found the mountain house that actually checks every box. Welcome to 434 Klamath Drive in Lake Arrowhead—where newer construction meets that cozy, pine-filled lifestyle everyone is chasing… but rarely finds done this well. Built in 2010 (yes, newer for the mountain), this 4-bedroom, 3-bath retreat gives you something that’s hard to come by up here: space, flow, and function—without sacrificing charm. From the moment you walk in, you’re greeted with an open-concept main level that just works. The kitchen, dining, and living room all connect effortlessly, making it the kind of place where everyone naturally gathers—whether it’s holidays, lake weekends, or spontaneous get-togethers. And here’s the kicker… main-level living. Your primary suite is right where you want it—no stairs, no hassle—just easy, everyday comfort with a true retreat feel. Downstairs? That’s where it gets fun. Additional bedrooms plus a second living space create the perfect setup for guests, kids, or full-on game nights. Think movie marathons, late-night laughs, and giving everyone their own space while still being together. Step outside and you’re surrounded by what makes this area so special—towering trees, fresh mountain air, and that peaceful quiet you can’t replicate. Morning coffee on the deck hits different here. So do summer nights under the stars. And let’s talk about something you don’t always get in the mountains… this home has A/C. Which means you stay cool and comfortable all summer long while everyone else is opening windows and hoping for a breeze. Another rare find? A fully fenced yard. Perfect for pets, kids, or just having your own private outdoor space to relax, entertain, and actually use your yard—something that’s not always easy to come by in Lake Arrowhead. And yes… you get lake rights to Lake Arrowhead. Which means your weekends can look like boating, paddleboarding, beach days, and sunset cruises—just minutes from your front door. Location-wise, you’re dialed. Close to the lake, near the village, and tucked into a neighborhood that feels private but still convenient. The attached 2-car garage gives you the storage you actually need. Newer build. A/C. Main-level living. Fenced yard. Lake rights. Not too old. Not too small. Not too complicated. Just right. And in Lake Arrowhead… that’s rare.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: MEGHAN HARDIN · COLDWELL BANKER SKY RIDGE REALTY
Payment estimate
$6,031
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $82,500 · Loan: $742,500
- Principal & Interest
- $4,562
- Property tax (1.25%)
- $859
- Homeowners insurance
- $300
- Mortgage insurance
- $309
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $28,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92352 (Lake Arrowhead) within ±10% of this home's price and size.
$749,000
230 Hemlock Drive
Lake Arrowhead, 92352
$749,000
27064 Overlook
Lake Arrowhead, 92352
$750,000
27622 W Shore Road
Lake Arrowhead, 92352
$750,000
28248 Arbon Lane
Lake Arrowhead, 92352
$755,000
27874 Matterhorn Drive
Lake Arrowhead, 92352
$765,000
1243 North Grass Valley Road
Lake Arrowhead, 92352
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.