435 8th Street
Hermosa Beach, CA, 90254
$1,199,000
MLS: SB26105558
Beds
1
Baths
1
Sq Ft
480
Lot
0.02 ac
Year Built
1923
MLS #
SB26105558
Days on Market
29
Listed
May 14, 2026
Description
Experience laid-back coastal living in this cozy Hermosa Beach bungalow — a cozy home retreat just moments from the sand designed for those looking to reduce their carbon footprint while enjoying the beach lifestyle. Beyond its charm, this lot comes with exciting future potential plans to build a single family home with a Jr. ADU (Accessory Dwelling Unit), making it a rare opportunity whether you're dreaming of a cottage by the sea, an income-generating property, or multi-generational beach retreat. The groundwork has already been done for you. (Buyers are encouraged to check with the City.) Perfect for a weekend getaway, beachside escape, or future development opportunity, this one-bedroom, one-bath hideaway offers the ultimate in relaxed living. Three sets of French doors open to a welcoming porch, filling the space with natural light and ocean breezes, while the private rear outdoor space provides a quiet spot to unwind after a day at the beach. Whether you envision building a new home or simply enjoying the existing cottage by the sea, the possibilities are exceptional. Enjoy being just steps from the ocean and all that Hermosa has to offer. Leave the car behind and immerse yourself in the best of coastal living. Compact, stylish, and full of character, this bungalow captures the essence of tranquil living with the upside of future development. You can see the ocean from the front door.
Location
Hermosa Beach, Los Angeles County, CA 90254
Open on Google Maps ↗Listed by: Jeremiah Carew · REMAX AEGIS
Payment estimate
$8,833
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $119,900 · Loan: $1,079,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,835
- Property tax (1.25%)
- $1,249
- Homeowners insurance
- $300
- Mortgage insurance
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Hermosa Beach home with as little as 3.5% down using an FHA loan — roughly $41,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Hermosa Beach, CA 90254 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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