435 S Palm Avenue
Santa Paula, CA, 93060
$730,000
Original list price: $725,000
MLS: V1-36411
Beds
4
Baths
2
Sq Ft
1,312
Lot
0.13 ac
Year Built
1890
MLS #
V1-36411
Days on Market
8
Listed
May 14, 2026
Description
Great opportunity to own a well maintained duplex offering versatility and strong potential for multi-generational living or rental income. All separate utilities.The front unit features a bright living room with tile flooring, a ceiling fan, and abundant natural light. The kitchen includes tile floors, a freestanding range and refrigerator, and a cozy eating area. Both bedrooms offer hardwood flooring; one showcases vaulted ceilings for added character. Additional highlights include a dedicated laundry room and a screened porch, perfect for relaxing.The back unit offers a spacious layout with a tile floored living room and a ceiling fan. The large kitchen and dining area combo provides plenty of room to gather and includes tile flooring, a freestanding range and refrigerator, and a built-in microwave. Both bedrooms feature wall-to-wall carpeting, with ceiling fans for comfort.With functional layouts in both units and plenty of natural light throughout, this duplex presents a fantastic opportunity for investors or owner occupants alike.
Location
Santa Paula, Ventura County, CA 93060
Open on Google Maps ↗Listed by: Jose Luiz Morales · eXp Realty of California Inc
Payment estimate
$5,495
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $73,000 · Loan: $657,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,161
- Property tax (1.25%)
- $760
- Homeowners insurance
- $300
- Mortgage insurance
- $274
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Paula home with as little as 3.5% down using an FHA loan — roughly $25,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Paula, CA 93060 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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