43638 21st Street W
Lancaster, CA, 93536
$600,000
MLS: SR26031455
Beds
3
Baths
3
Sq Ft
2,256
Lot
0.22 ac
Year Built
1969
MLS #
SR26031455
Days on Market
51
Listed
Feb 12, 2026
Description
Located in the highly desirable College Terrace neighborhood, this beautifully upgraded single-story pool home offers one of the most sought-after floorplans in the area, blending comfort, functionality, and timeless design. From the private gated front porch to the expansive living spaces, this 3-bedroom residence features wide 46-inch hallways with potential for handicap accessibility, dual-pane windows, recessed lighting, two-panel interior doors, modern baseboards, and trim. The open-concept kitchen is designed for both everyday living and entertaining with double ovens, refinished cabinetry, granite countertops, custom tile backsplash, breakfast bar seating, and seamless flow into the dining area and family room with vaulted ceilings, built-ins, and fireplace, while a separate formal living room with brick accent fireplace and spacious formal dining room provide additional entertaining space. The primary suite offers direct backyard access through French doors and a beautifully remodeled en-suite bathroom with dual sinks and upgraded shower. Step outside to a private entertainer’s yard featuring a sparkling pool and spa, removable pool safety fencing, concrete patio, outdoor pool bathroom, raised garden bed, storage shed, and a detached “man cave” retreat complete with bar, booth seating, and dartboard. Additional highlights include recently installed leased solar panels, a long driveway with space for a 27-foot RV, boat, or trailer, and a white vinyl fenced front yard with mature landscaping. This well-maintained pool home delivers true indoor-outdoor California living with energy efficiency, RV parking, and move-in-ready upgrades in one of the area’s most established neighborhoods.
Location
Lancaster, Los Angeles County, CA 93536
Open on Google Maps ↗Listed by: Catherine Watkinson · Real Brokerage Technologies, Inc.
Payment estimate
$4,468
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $60,000 · Loan: $540,000
- Principal & Interest
- $3,318
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $21,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Lancaster, CA 93536 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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