438 S Garfield Avenue
Monterey Park, CA, 91754
$859,000
MLS: 26663685
Beds
4
Baths
3
Sq Ft
1,851
Lot
0.81 ac
Year Built
1997
MLS #
26663685
Days on Market
40
Listed
Mar 12, 2026
Description
Welcome to 438 S Garfield Ave Unit E, a charming townhouse in the heart of Monterey Park an excellent opportunity for first-time homebuyers or those looking for a comfortable and convenient lifestyle. This inviting residence offers a functional layout with bright living spaces designed for everyday living and easy entertaining. Located in a well-maintained community, the home is just minutes from Monterey Park's renowned dining, local markets, shopping, and parks. Enjoy easy access to major freeways and Downtown Los Angeles, making commuting simple while still enjoying the charm of the San Gabriel Valley. Whether you're starting your homeownership journey or looking to build long-term equity, this property presents a wonderful opportunity in a highly desirable location. Images include digital enhancements or AI-assisted modifications to illustrate potential. Actual property condition may differ. Buyers to independently verify.
Location
Monterey Park, Los Angeles County, CA 91754
Open on Google Maps ↗Listed by: Isabella Lutzi Luthje · Sotheby's International Realty
Payment estimate
$6,267
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,900 · Loan: $773,100
- Principal & Interest
- $4,750
- Property tax (1.25%)
- $895
- Homeowners insurance
- $300
- Mortgage insurance
- $322
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Monterey Park home with as little as 3.5% down using an FHA loan — roughly $30,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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