439 Mesa Road
Santa Monica, CA, 90402
$1,999,000
MLS: 26671389
Beds
2
Baths
1
Sq Ft
988
Lot
0.14 ac
Year Built
1951
MLS #
26671389
Days on Market
8
Listed
Mar 30, 2026
Description
Charming home set on hillside with great canyon view and partial view toward Pacific Ocean. Upper Mesa Rd is at rear of property, not currently traversable.
Location
Santa Monica, Los Angeles County, CA 90402
Open on Google Maps ↗Listed by: George Chung · George Chung, Realtors
Payment estimate
$14,186
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $199,900 · Loan: $1,799,100
- Principal & Interest
- $11,054
- Property tax (1.25%)
- $2,082
- Homeowners insurance
- $300
- Mortgage insurance
- $750
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $69,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Santa Monica, CA 90402 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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