440 W Cherry
Compton, CA, 90222
$639,000
MLS: RS26063228
Beds
3
Baths
2
Sq Ft
1,283
Lot
0.11 ac
Year Built
1941
MLS #
RS26063228
Days on Market
14
Listed
Apr 8, 2026
Description
Great starter home opportunity! This 3-bedroom, 2-bath home features tile flooring throughout, a detached 2-car garage, and a spacious backyard with plenty of potential. Eligible first-time buyers may qualify for up to $10,000 in down payment assistance through City of Compton programs (buyer to verify eligibility). Conveniently located near schools, shopping, and major freeways, making daily commuting and errands easy. A great opportunity for buyers looking to update over time and build equity.
Location
Compton, Los Angeles County, CA 90222
Open on Google Maps ↗Listed by: Valentin Hernandez · HomeSmart Realty Group
Payment estimate
$4,739
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $63,900 · Loan: $575,100
- Principal & Interest
- $3,534
- Property tax (1.25%)
- $666
- Homeowners insurance
- $300
- Mortgage insurance
- $240
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Compton home with as little as 3.5% down using an FHA loan — roughly $22,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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